Home Inspection - Inman News

DEAR BARRY: I have a simple question. Is a home inspection a legal requirement when a home is sold, or are home inspections optional for homebuyers? --Sandi

DEAR SANDI: No states have made home inspections a legal requirement. Professional property inspections are available to homebuyers at their own discretion, as an elective means of consumer protection and as a proactive way for buyers to beware.

(Although the Federal Housing Administration does not require home inspections, properties that do not meet FHA's minimum health, safety and soundness conditions may be flagged by the appraiser for repair before the FHA will insure a loan).
When performed by a truly qualified inspector, a home inspection protects buyers from negative surprises after the sale. But a thorough inspection benefits the sellers and agents as well, by reducing the likelihood of conflicts after the sale. A state requirement to compel home inspections should not be necessary. Buyers should have the common sense and prudence to do this for themselves.